Browse through the answers to our most frequently asked questions.
You must be at least 18 years old (19 if residing in AL) and:
- Reside in a state in which Quick Credit does business
- Have a job or proven source of income
- Have a valid email address
- Have an active and acceptable checking account
All submitted applications are subject to verification of application information and acceptable prior credit or loan history. Your online application will be either approved or declined based on our evaluation of your information. In some cases, we will ask for additional bank account eligibility information.
When you complete and submit an application for a Quick Credit loan, we access the credit report of most applicants. Multiple credit inquiries in a short period of time may have an impact on your overall credit score.
After you get started you will be taken through a quick 4 step application of creating an account with Quick Credit, providing personal and financial information and finally agreeing to the application disclosures before you submit.
Most applications receive a decision in a matter of seconds once they submit an online application.
If we are unable to verify any of your application information, you may be required to complete a quick and secure bank eligibility verification. Once complete, you will be notified of your results and in most cases this can be completed in a few minutes.