Legal Disclosures

Terms, Conditions & Regulations

General Site Usage Last Revised: June 17, 2020
PLEASE READ THESE TERM & CONDITIONS CAREFULLY BEFORE ACCESSING OR USING THE QUICK CREDIT APPLICATION ON YOUR MOBILE DEVICE OR THE QUICKCREDIT.COM WEBSITE. USING THE QUICKCREDIT.COM WEBSITE OR MOBILE QUICK CREDIT APPLICATION CONSTITUTES ACCEPTANCE OF A LEGAL AGREEMENT. IF YOU DO NOT WISH TO AGREE TO THE TERMS OF THIS AGREEMENT, YOU SHOULD IMMEDIATELY DISCONTINUE USING AND ACCESSING THE QUICK CREDIT APPLICATION AND THE QUICKCREDIT.COM WEBSITE.

Thank you for visiting Quick Credit. Quick Credit loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC (collectively referred to as "Lender") through QuickCredit.com (“website”). Your access to and use of this website and/or services is exclusively governed by these terms of use. Please read the terms outlined below carefully before using this website and/or services as, by accessing or using our website and/or services, you accept and agree to be bound by these terms of use. We reserve the right, at our discretion, to modify, remove or add to these terms of use at any time. The data contained on this website and/or services is for informational purposes only and is not represented to be free from any error. Our website and/or services are provided on an “as is, available basis.” We do not warrant that any of the functions of the website and/or services will be uninterrupted or error-free, or that the website or services will be free of any or all harmful components. Any links to information not associated Lender are provided as a courtesy and do not constitute any endorsement by Lender. Any loan you obtain from Lender will be governed by your loan documents.

1. MODIFICATION

Lender may from time to time make modifications, alterations, or changes to this website and/or services, including the terms of use, without prior notice. Please check the terms of use page periodically as your continued use of our website or services following the modifications, additions or removal of the terms means that you accept the changes.

2. INTELLECTUAL PROPERTY STATEMENT

All content on our website and/or services is the copyrighted material of Lender or the appropriate contributor, and is protected by United States and international copyright, trademark, and other applicable laws. Our website and/or services may include content, designs, and appearances, as well as trademarks, graphics, slogans, logos, colors, and designs that are the property of Lender or other third parties. Nothing contained on our website and/or service(s) grants any license or other right to any of Lender’ intellectual property or any third party’s intellectual property. You may not copy (other than for personal use, provided that you do not remove any trademark, copyright or any other notice contained in or on the content), modify, distribute, display, reproduce or republish any of the data contained on our website and/or service(s) without obtaining the written permission of Lender.

3. APPLICABLE LAW

Lender’ website and service(s) are created and controlled in the State of Utah. As a result, the laws of the State of Utah will govern the terms of use without giving effect to any principles of conflicts of laws. The parties agree that a condition of using our website and/or service(s) is that any and all claims that arise out of the use of this website will be tried in a court in the State of Utah and Utah law will apply. The Utah courts in Utah County, Utah shall have exclusive jurisdiction and venue, and you consent and submit to the personal jurisdiction of such courts over any claim, suit or proceeding arising out of the use of Lender’ website and/or service(s) or the terms of use. If you have a loan from Lender the law set forth in your loan documents will govern any dispute related to your loan.

4. DISCLAIMER OF WARRANTIES

YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF LENDER’ WEBSITE AND/OR SERVICES IS AT YOUR SOLE RISK. LENDER AND THEIR AFFILIATES, THIRD-PARTY LICENSORS, AND SERVICE PROVIDERS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE WEBSITE AND/OR SERVICE(S) AND YOUR USE THEREOF. LENDER MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY OR COMPLETENESS OF THE CONTENT ON THE WEBSITE AND/OR SERVICE(S) OR ON ANY SITES LINKED TO THIS SITE AND ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES OR INACCURACIES, (2) PERSONAL INJURY OR PROPERTY DAMAGE OF ANY NATURE WHATSOEVER RESULTING FROM YOUR USE OF THE WEBSITE AND/OR SERVICE(S), (3) ANY UNAUTHORIZED ACCESS TO OR USE OF LENDER’ SECURE SERVERS OR ANY AND ALL PERSONAL OR FINANCIAL INFORMATION STORED ON THE SERVERS, (4) ANY INTERRUPTION OR CESSATION OF YOUR USE OF THE WEBSITE AND/OR SERVICE(S), OR (5) ANY VIRUSES OR RELATED PROBLEMS THAT MAY BE ACQUIRED OR TRANSMITTED IN CONNECTION WITH THE WEBSITE AND/OR SERVICE(S). LENDER DO NOT REPRESENT, WARRANT, ENDORSE, GUARANTEE OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY ON THE WEBSITE, SERVICE(S), ANY LINKED WEBSITE OR BANNER OR OTHER ADVERTISING, AND LENDER WILL NOT IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS.

5. LIMITS OF LIABILITY

IN NO EVENT WILL LENDER OR THEIR AFFILIATES, REPRESENTATIVES, CONTRACTORS OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS BE LIABLE FOR ANY DAMAGE, INCLUDING, WITHOUT LIMITATION, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH (1) THE USE OF LENDER’ WEBSITE AND/OR SERVICE(S), (2) ANY FAILURE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY, COMPUTER VIRUS OR LOSS OF DATA, (3) ANY LOSS OF USE RELATED TO OUR WEBSITE AND/OR SERVICE(S) OR A LINKED SITE, OR (5) ANY CONTENT ON THIS WEBSITE OR LINKED SITE. YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS LENDER AND THEIR AFFILIATES, LICENSORS AND CONTRACTORS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS FROM AND AGAINST ANY AND ALL THIRD-PARTY CLAIMS, DEMANDS, LIABILITIES, COSTS OR EXPENSES, INCLUDING REASONABLE ATTORNEYS’ FEES, ARISING FROM OR RELATED TO ANY BREACH BY YOU OF ANY OF THESE TERMS OF USE OR APPLICABLE LAW, INCLUDING THOSE REGARDING INTELLECTUAL PROPERTY.

6. COOKIES

Lender and their service providers collect anonymous, non-confidential, and non-personal information when you use the website or application. For example, cookies are small computer files that we transfer to your computer’s hard drive that allow us to know how often someone visits a site or application and the activities they conduct while on that site or while using the application. Every computer and device is assigned a different cookie. The information collected by cookies helps us dynamically generate content on web pages, and also allows us to statistically monitor how many people are using the Application or the website. It may be possible to link non-personal cookie information to personally identifiably information collected. You may be able to turn off cookies in your browser, but this may hinder our ability to provide you with certain services or your ability to enjoy certain features of the website or application.

7. GUIDELINES FOR CHILDREN

It is Lender’ policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. By accessing Lender’ website and/or service(s), you affirm that you are at least 18 years old.

8. TERMINATION OF WEBSITE AND/OR SERVICE(S)

Lender reserve the right to terminate the website and/or service (s) in their entirety at any time and for any reason.

9. CONSENT TO COMMUNICATIONS

By submitting your contact information to us, you are expressly consenting to be contacted by us (and our affiliates, agents, assigns and service providers) by telephone, email or postal mail even if you have opted into the national Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List or the Do Not Call List of any specific institution. We may contact you for application and loan servicing, including without limitation, for matters related to your loan or application, such as to remind you of upcoming payments, or for collections and other loan-related issues. By submitting your contact information, registering for an account, applying for credit or beginning an application for credit, you consent to be contacted by written notices; SMS messages (including text messages); telephone at any telephone number associated with your account you provide now or in the future, including cellular phones, wireless telephone numbers or other wireless devices, and in connection with any such telephone calls, you consent to the use of prerecorded/artificial voice messages and/or automatic dialing devices, at any telephone number associated with your account, including mobile telephone numbers that could result in charges to you for matters related to your loan or application, such as reminding you of upcoming payments, collections, and other loan-related issues; email notices at any email address or mailing address we have for you in our records or from other public and nonpublic databases that we may lawfully access. You may change your contact preferences by contacting us at 1-888-207-3268.

10. VERIFICATION SERVICES
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